You may have an entitlement to a payment from a superannuation policy if you are unable to work because of injury or illness.
Who Can Claim?
Almost all superannuation funds have insurance policies for the benefit of members who are unable to work. These benefits are in addition to other personal injury entitlements or workers compensation.
To be eligible for TPD benefits, you will need to demonstrate that your injury or illness has stopped you from working, that you are unable to continue working in your usual job and any other occupation that fits your skills, training or education. For TPD claims you do not have to prove that the injury or illness was caused by someone else or that it is work related.
If you are a subcontractor, courier or owner driver with appropriate insurance, it is likely you also qualify for TPD benefits.
What Can Be Claimed?
If you are eligible to make a claim, benefits may include:
- Disability benefits.
- Income protection or salary continuance benefits.
- Getting the superannuation early.
- Death and/or terminal illness benefit.
How Do I Claim?
Total and Permanent Disablement claims can be complex, confusing and difficult to pursue. Our experience shows that getting it right from the start of the process is critical to a successful and prompt resolution.
At RN Legal, our lawyers and staff have tremendous skill and experience in the prosecution of Total and Permanent Disablement claims, and will be happy to assist you in getting the best possible outcome.